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Title: Impact Analysis of Microfinance on Women Empowerment and Poverty Alleviation: A Case Study of MFIs in Gujranwala & Lahore Districts of Pakistan
Authors: JAMAL, Nagina
Keywords: Women Empowerment
Microfinance Institutes
Issue Date: Mar-2016
Abstract: The main goal of this study is to examine the impact of microfinance on women empowerment and poverty alleviation. Microfinance is providing the loans and other financial services which help to achieve economic growth of small businesses. The objectives of this study were to determine the impact of MFIs on poverty alleviation and women empowerment in specific study area. A random sample of 152 woman clients of three major microfinance institutions is collected to measure the impact of microfinance. Kashf foundation (KF), Benazir Income Support Program (BISP) and Khushhali Bank Limited (KBL) were selected from two districts Lahore and Gujranwala region of Punjab, Pakistan. We collected the basic information regarding demographic and other necessary information, which is required for this study through questionnaire from the clients of KF, BISP and KBL. We need to know the complex phenomenon of poverty alleviation and women empowerment; an interview is also conducted from managers of selected microfinance institutions. Different statistical instruments i.e. descriptive analysis, correlation analysis, t-test statistics are used to show the relationship between the various key factors of women empowerment. The statistical analysis identifies that the response of clients about joining the MFIs are very helpful and encouraging for the people especially for women in developing countries. Our findings suggest that MFIs have significant impact on educational empowerment, socio-economic empowerment, household empowerment, personal empowerment and decision-making empowerment. By correlation analysis, it is observed that there is a positive relationship between socio-economic empowerment and educational empowerment. It shows that strong economic and social position of the people guarantees to have resources to arrange better educational facilities for women and their children too. Moreover, there is a strong relationship between personal empowerment and decision-making empowerment. We can say that personal empowerment strengthens the decision-making capabilities of women. It is also suggested that the procedure of financial services and loan should be simpler and extent of microfinance should be large to other areas of the country. Keywords: Poverty Alleviation, Women Empowerment, and Microfinance Institutions
Description: Supervisor: Dr. Nam Van Huynh
Title(English): Impact Analysis of Microfinance on Women Empowerment and Poverty Alleviation: A Case Study of MFIs in Gujranwala & Lahore Districts of Pakistan
Authors(English): JAMAL, Nagina
Language: eng
URI: http://hdl.handle.net/10119/13596
Appears in Collections:M-KS. 2015年度(H27) (Jun.2015 - Mar.2016)

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